The information provided to you by us is for information, education and instructive purposes only. We are not a licensed investment adviser or broker-dealer and will not provide you any investment advice or recommendations. Although we may provide information and education relating to real estate or other investment approaches, you should not construe any information, features, tools or other content provided by us as legal, tax, investment or financial advice. Nothing contained in the materials or the presentations provided to you shall be taken by you (or is meant to be taken by you) as a solicitation, recommendation, endorsement or offer by us or any third party to buy or sell any securities or other financial instruments. We do not purport to tell or suggest which investment properties any party should buy or sell for themselves.

You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information provided to you before making any decisions based on the information and services provided to you. You should always conduct your own research and due diligence and obtain professional advice before making any decision. We will not be liable for any loss or damage caused by an individual's reliance on information obtained in any of our newsletters, special reports, seminars, presentations, email correspondences, or on our web site. In exchange for the services provided to you, you agree not to hold us or any of our employees or affiliates liable for any possible claim for damages arising from any decision you make based on information made available to you. No investment, legal or tax advice is given to you and you should consult your own licensed tax, legal or other advisors for such advice before you implement your financial decisions. No information that we give or provide to you shall be construed by you as a recommendation by us to invest the equity in your home or in any retirement or savings accounts or to sell any securities. If you believe that any of our services provided to you are not consistent with the statements herein, contact us immediately so that we can clarify and/or modify any presentations to be consistent with this Investment Disclaimer. You agree to indemnify us for any damages, losses or expenses that we incur as a result of any claims or statements by you that we provided services to you in violation of this section.